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I spent $46,000 joining a Florida country club, but didn't fit in. It's my biggest financial regret.

By jzitser@businessinsider.com (Joshua Nelken-Zitser)Business Insider

A consultant hoped he and his wife would find their tribe at a country club in Florida after moving from Texas. It became an expensive way to learn a lesson.

This as-told-to essay is based on a conversation with Layton Cox, 35, a consultant based in Rosemary Beach, Florida. Business Insider has verified his country club membership and income. This piece h…